Terms and Conditions

Website Terms of Use

By using this website, you are bound by these Website Terms of Use. In these Terms of Use, “we” “us” “our” and “Asteron Life” refer to Asteron Life Limited.

We may change these Terms of Use from time to time. If you use this website after we have changed the Terms of Use, you will be bound by the new terms.

Information Only

The information contained on this website is of a general nature only and it is not advice. It is important that you treat this website and the information it contains simply as a guide. Asteron Life does not accept any responsibility or liability arising directly or indirectly from or in connection with your use of or reliance on this website and the information and representations contained on it, or from any omission from the website..

Contributing to Content

In some parts of this website, Asteron Life invites you to contribute content or ask questions. We ask that you are always professional in your interactions. Personal attacks, inappropriate language and commercial promotions are not permitted. Further, posting content that is the copyright of others is not permitted unless you have written permission. If copyright infringement is reported to Asteron Life, the alleged infringement will be promptly removed.

Asteron Life reserves the right to remove contributed content that, in the sole discretion of Asteron Life, is inappropriate or violates the Website Terms of Use. Repeated offenses may lead to suspension of posting privileges or other actions deemed necessary by Asteron Life to maintain the culture, quality and integrity of the site.

Cookies

This website uses cookies. Cookies are pieces of information that a website transfers to your computer's hard disk for record keeping purposes. Most web browsers are set to accept cookies. We use cookies to make your use of our website and services as convenient as possible. Cookies in and of themselves do not personally identify users, although they do identify a user's browser. Cookies are useful to estimate our number of customers and determine overall traffic patterns through our website. If you do not wish to receive any cookies, you may set your browser to refuse cookies. This may mean you will not be able to take full advantage of our services. Please refer to the Suncorp Group Privacy Policy for more information.

Contents, Links, Advertisements

This website may contain contents of and links from third party websites. We are not responsible for an do not endorse, maintain or monitor those websites.

Copyright

Many of the designs, pictures, logos, photographs and content of this website are owned by, or licensed to Asteron Life and are protected by copyright, trademarks and other intellectual property rights. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this website without our written consent.

Every person who breaches copyright in the works of Asteron Life may be liable under New Zealand law.

Liability

While every reasonable effort has been made to ensure that the information contained on this website is complete and accurate, Asteron Life Limited does not represent or warrant the accuracy or completeness of any information on this website, or that this information is suitable for use in every situation. Use of this website is at your own risk. To the maximum extent permitted by law we do not accept any liability for any loss or damage:

• arising directly or indirectly out of or in connection with your use of or access to this website, or your use of or reliance on information contained on or accessed through this website, whether under statute, common law or equity.
• arising from your inability to use this website. We cannot promise that the website will be uninterrupted or entirely error free. Because of the nature of the Internet, this website is provided on an "as is” and “as available" basis.
• resulting from any virus, defect or malfunction in accessing or using this website including without limitation corruption and destruction of data, and loss to equipment and/or software.